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Register to PayGenius merchant services ▾

Why use PayGenius?

PayGenius is the safest and easiest solution to receive payments online. PayGenius offers flexible solutions for all types of merchant, while providing your customers with a guarantee of trust and security when processing their payments.

PayGenius also enables you to keep track of the online, mobile and PoS payments you receive and to store them in a safe and convenient dashboard. PayGenius acts as a third party by storing and encrypting your client’s bank details and processing payments for you in an easy, fast and safe way.

How to use PayGenius services?
To use our services you must become a PayGenius registered merchant. Contact us at sales@paygenius.co.za to become a merchant.

Security ▾

How do my clients know if it is safe to pay via PayGenius?

All PayGenius payment services are encrypted via an SSL certificate provided by Thawte. PayGenius is also a PCI compliant gateway complying with the most stringent standards in the industry required by all major banks.

To protect you, PayGenius is forcing 3D-secure transactions for each transaction, whether by credit card or instant EFT. With 3D-secure, the customer must validate the transaction using the OTP sent by the bank to his cell phone number.

Is there any fraud on payments operated via PayGenius?

PayGenius has an effective fraud prevention and fraud management policy and we can offer fraud management sytems at an additional cost. Our average fraud rate is inferior to 0,05% with clients operating in sensitive sectors such as airtime and electricity vending.

Merchants are however responsible for implementing their own fraud management measures as they will be held responsible for any charge back from the banks.

Do I need an SSL certificate to register as a PayGenius merchant?
No, you no not need an SSL certificate to register to our services. Some products require an SSL certificate from the merchant but we also offer solutions hosted on our servers that allow you to process payment without an SSL certificate.

Process and manage payments ▾

What cards do you support?

The supported credit cards depend on the currency used.

For South African Rand transactions, we support Diners, Amex, Visa and Mastercard credit cards, as well as Debit Cards.

For Euros, Dollars and Pounds transactions, we support Visa and Mastercard credit cards.

What currencies do you support?
We support Euros, Dollars, Pounds and South African Rands.
Can I see my transaction history?
Yes, we keep a history of all payments received by merchants via PayGenius. You can use our online dashboard by registering with your merchant account and get access to your payment history and invoices.
Will PayGenius send an email to my customers when they pay?
Depending on the product you choose, PayGenius can send a payment notification to your customers or not.
On all transaction – failed or successful – you will receive an email notification.
Will my customers have to register to PayGenius before paying?
No, PayGenius payments can be processed without subscription via Mastercard, Visa and Diners credit card. But if your customers are registered PayGenius users, they can also pay with their online wallet.
Which countries does PayGenius support?
Transactions processed via PayGenius can be processed anywhere.

Costs and fees ▾

Are there any registration or set-up costs?

There are no registration or set-up costs. Registration and set-up of the payment gateway are free. PayGenius only charges a marginal percentage of the payments you receive. To know more about our costs, visit the “Pricing” page.

Are there any fixed costs, monthly fees or minimum period commitment?

There are no fixed costs, no monthly fees and no minimum period commitment. Merchants only pay according to the volume of transactions processed via PayGenius.

How long does it take for payment processed via PayGenius to be transferred on my own bank account?

You will receive your funds within 2 working days.

Are there any volume discounts for merchants processing a large volume of transactions?

Yes, rates can be negotiated depending on your transaction volume and terms.

How much does it cost to use PayGenius as a merchant?

PayGenius is a value added service provider. As a merchant, the only cost you need to pay is a marginal percentage on the transactions processed via PayGenius. To enquire about our rates, visit the “Pricing” page.

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About us

PayGenius provides simple and reliable services to accept payments online.

Growing your business requires to trade online. But finding the right solution can be a nightmare. PayGenius offers comprehensive and out-of-the-box payment solutions adapted to your needs.

PayGenius is a payment service supported by:

Contact Info

The Waterclub, Nautica Building Suite 1B
Beach Road, Granger Bay
Cape Town 8005, South Africa

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